Sunday, December 14, 2008

The Retirement Plan ...

I thought this was going to be a great weekend. I mean weekends are always supposed to be great aren't they? Well, I'm a little wrong this time round on that count. I'm feeling a little under the weather at the moment. Got a dose of the cough, flu and an on and off fever that it's ruining my weekend.

I hate falling sick (who does). And falling sick on a weekends sucks even more. But I'm not going to let that ruin my weekend completely cos I still have loads of Christmas gift shopping left to be done and I don't have the liberty to bum off work on weekdays like I normally do so I'll have to suffer through this sickness and head out to the malls later ... hehehe ...

These days I get sick pretty easily. In fact, this bout of sickness was due to the fact that I was caught in the rain during work trying to run back to my car a few days back. I'm easily prone to falling sick if I get caught in the rain. And then I went and aggravate the whole thing by going for my evening run yesterday in very slight drizzle. And true to form, the fever came at night. Sigh, I'm not cut out to run in the rain these days.

Anyways, I want to touch on an entirely different subject altogether. I'm actually already 41 years of age and it won't be long before I have to retire. As much as I would love to retire, sit back and sip cocktails, would I be able to sustain myself in my retirement? Do I have enough savings saved up for my old age? Would I be able to make it through life?

The boys will be grown up and would have families of their own and I wouldn't want them having to take care of me and wifey. We want them to live their own lives without having to bother about us. Just because we took care of them doesn't mean they're obligated to take care of us, right?

To be really honest, I don't think I could also just sit back and do nothing when I finally retire. Yeah, maybe it would be cool for a few years to sit and do nothing but I'd be totally bored out of my mind. I don't want to become one of those old retirees like my neanderthal neighbour who does nothing all day but irritate my life with his dislike for my mango tree. I would eventually want to do something to keep my mind active.

I remember when I was young, when my grandma passed away, everyone at home just asked grandpa to sit and relax, do nothing and eventually he became senile and slightly cuckoo from having nothing to do. I don't want to end up like that. Wifey and me have come up with this little idea that when we're old and have finally rested enough, we'll find a franchise for sale scheme and maybe run a small time business just to keep busy and also to generate a little income.

But then, what kind of franchise scheme should I run? And where would I even begin to look for some franchises for sale? Luckily I remembered that I read about this site called Franchisedirect.com that offers loads of franchise opportunities. They have a whole directory that houses a comprehensive list of franchises and business opportunities for sale. And their directory represents some top franchises and businesses for sale, not just your run of the mill average roadside businesses.

And it wasn't hard to navigate their site and search for some franchises for sale cos they have them all listed out by catergories such as Advertising & Marketing, Entertainment franchises, Coffee franchises and lots more. And to narrow down your search you can even search by location or even the franchise name. Now if that isn't cool, I don't know what is :D There's even an information center where you can be informed about the latest buzz from the franchising business.

I've always had this idea of running a small little food business. Nothing big, some simple kind of quick snack where people can pop by on their way to work, maybe as a snack or even for supper. Maybe get a small van, modify it, sort of a meals on wheel kinda stuff selling burgers, pretzels, nasi lemak (literally called fatty rice) the simple easy to make kinda stuff.

Me and my buddy Adrian at one time wanted to open a roadside burger joint after work, which we never got around too. I wonder why buddy? Maybe one day when you and me finally retire buddy, we could open one and hang out every night ... LOL!

I know I still have quite a while to go before I actually retire but I just can't keep wondering what life would be like then. At my age, you can't not think about stuff like these at time. But who knows I just might get lucky and win the lottery or something. Maybe even finally become supreme ruler of the world and just sit back in some fancy schmancy tropical island paradise sipping cocktails made by those tropical island girls (ok, ok, no tropical island girls, honey ... LOL!) and spending my days napping ... Hey, one can dream can't one?
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29 comments:

  1. Personally I can't wait to sit around and do nothing all day. I have often thought about getting a couple of Bed and Breakfast's and just sit back and reap the rewards. Basically you just have to maintain the property and clean it when people leave.

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  2. Opening a snack place sounds like a good idea. We have a chain here called Old Chang Kee that sells curry puffs and snacks. They have tiny kiosks everywhere and are really popular.

    You do fall sick alot. you need that flu shot la!

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  3. Keep more money..they go travelling around the world nick..come back to malaysia after 5 or 10 years travelling abroad..hehee
    I know i'm going to do just that..

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  4. Romany Angel - The bed and breakfast idea sounds good. Maybe I should think somewhere along those lines too ...

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  5. BT - They have Old Chang Kee here too. It's not as good as it used to be cos they have more potatoes in it these days than meat ...

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  6. Kadus Mama - Must collect money first before I can even think about traveling the world! LOL!

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  7. This post reminded me so much of my grandfather. He was military most of his life and when he retired, he couldn't sit home all day either. He ended up getting little jobs here and there to keep himself busy and he did that until he was 70, lol. He's now 71 and is not working at all. He gulfs everyday in the summer, bowls on thursdays, spends as much time out of the house as he can. I wish he would have taken some time to travel but he can't be argued with :)

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  8. I hate being sick too, and I'm keeping my fingers crossed not to get sick this Christmas, as everyone around me is getting either the flu, cough or cold!

    Do you really want to be Supreme Ruler Of the World sitting around sipping cocktail day in and out? I don't think so! Your idea of a little business selling food is a great idea.

    Or maybe you should go travel when you retire. I mean, if you have saved enough money, you can travel every month to different destinations in the world, like what one of my relatives are doing. They started last year, and to date, have travelled to 15 countries!

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  9. I wish you better! And well done with your win. I've just read your last post.

    I think the food idea in retirement is a good idea. Everyone needs to eat, right?

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  10. Oh I can't wait till the day I do nothing but rot :)

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  11. I for one, cannot WAIT to retire or find my way to freedom from the daily grind.

    I could VERY easily FILL my life with plenty of things to do. Read, WRITE, learn a new language, travel, garden, learn new hobbies, live in the moment....yanno?

    My father on the other hand is like you. Not that he is a work-a-holic, but he is not one to sit and be and relax. He always has to be doing something. I fear my father may never retire. He wont know what to do with himself!!

    *Sorry you are feeling sick! get well soon!*

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  12. get well soon..hmm, if u ever open one i will sure come and try your burger.. :-)

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  13. I hope you feel better soon..hey, food business sounds good to me too!!

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  14. Nick, I hope you're feeling better today.

    Alah... lama lagi bah that. 41 is still young! Life doesn't begin until 50! Hehehe

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  15. But yeah the whole retirement thing is pretty scary... my dad had a hard time adjusting with it first. you know lah income tidak masuk already and you just have so much time on your hands... cepat boring. Hehehe But eventually he started new projects and stuff... so look at this this way, retirement is a time to start your life all over again. Do the things you never were able to do while you were working. ;)

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  16. hey Nick.. you really have nice imagination for what you will doing after retirement. I love that last paragraph so much LOL

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  17. Around The Way Girl - Your grandfather is my kinda man :D I think when I eventually retire I'll try my best to find things to do. I just can't sit around all day doing nothing. Just not my style :D

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  18. FoongPC - Well, I wouldn't complain if I really did become supreme ruler of the world ... LOL!

    I don't think Ill be able to travel every month la. As much as I wish I could, I don't have that much money. Maybe once a year will be more realistic for me :D

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  19. The World According To Me - Thanks. I'm on the way back to good health already :D

    My thoughts exactly. Everyone needs to eat so that would be the best business around :D

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  20. The Real Mother Hen - LOL! Do nothing but rot. Now that's an idea ...

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  21. Meleah - I wouldn't know what to do with myself too when I retire. Yeah, I could laze around doing nothing but eventually I'll start getting bored and besides bugging wifey all day, maybe running a small business wouldn't be so bad ... hehehe....

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  22. Monica - Thanks, I'm alot better today :D Glad you like the food business idea ... hehehe ...

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  23. Rozella - Thanks. I'm almost recovered already.

    What? They always said life begins at 40. I'm been suckered all these years now ... LOL!

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  24. Rozella - 'retirement is a time to start your life all over again', that is a great way to put it. I guess I'll think of it as that way from now on :D

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  25. Deana - LOL! At least got customer already ...

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  26. Faizal - You did, huh? LOL! I enjoyed writing that last paragraph ... hahaha ...

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  27. *gasp* you can't be sick. Not with Christmas just around the corner! Get well soon, Nick!

    A tropical island paradise with a tiki bar and ppl to serve you... now that's a dream! :D

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  28. Perky - The good news is I'm much better already :D I've always wanted to life on an island of my own ...

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  29. I don't think about retirement... The right thing to do is living your life having a lot of fun with a good health and much joy!

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